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AI Lending Copilot Cuts Decisions to 4 Minutes

AI Lending Copilot Cuts Decisions to 4 Minutes

SpeedMVPs built an AI lending copilot on Next.js and FastAPI that ingests bank statement PDFs, bureau XML feeds, and GST JSON via an async pipeline, then uses GPT-4o with structured outputs to generate a credit memo, risk score (0–100), and recommended loan terms in under 5 minutes. The system integrates with Salesforce via REST webhooks, stores decisioning rationale in pgvector for audit trails, and surfaces a React dashboard where analysts review, override, or approve AI recommendations before any customer communication.

Fintech / Alternative Lending
Industry
3 Weeks
Timeline
Key results: AI Lending Copilot Cuts Decisions to 4 Minutes

Project Overview

1

What We Built

  • SpeedMVPs built an AI lending copilot on Next.js and FastAPI that ingests bank statement PDFs, bureau XML feeds, and GST JSON via an async pipeline, then uses GPT-4o with structured outputs to generate a credit memo, risk score (0–100), and recommended loan terms in under 5 minutes. The system integrates with Salesforce via REST webhooks, stores decisioning rationale in pgvector for audit trails, and surfaces a React dashboard where analysts review, override, or approve AI recommendations before any customer communication.

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