AI Lending Copilot That Cut Credit Decision Time from 5 Days to 4 Minutes
SpeedMVPs built an AI lending copilot on Next.js and FastAPI that ingests bank statement PDFs, bureau XML feeds, and GST JSON via an async pipeline, then uses GPT-4o with structured outputs to generate a credit memo, risk score (0–100), and recommended loan terms in under 5 minutes. The system integrates with Salesforce via REST webhooks, stores decisioning rationale in pgvector for audit trails, and surfaces a React dashboard where analysts review, override, or approve AI recommendations before any customer communication.
Project Overview
What We Built
- SpeedMVPs built an AI lending copilot on Next.js and FastAPI that ingests bank statement PDFs, bureau XML feeds, and GST JSON via an async pipeline, then uses GPT-4o with structured outputs to generate a credit memo, risk score (0–100), and recommended loan terms in under 5 minutes. The system integrates with Salesforce via REST webhooks, stores decisioning rationale in pgvector for audit trails, and surfaces a React dashboard where analysts review, override, or approve AI recommendations before any customer communication.
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